They say that when you are totally down and at the bottom, there is no other way but to go up. A bit ridiculous to hear but somehow motivating and true. Whenever you are tested by time and destiny that you are confronted by financial challenges in life due to some reasons, and you have no one to go or to ask for help, stay calm and take a rest first. Taking a deep breath is very important in this circumstance.
It is a normal experience for average income earners to run out of money due to some reasons like inflation rate, economic performance, crisis like due to the effect of pandemic, fluctuation of currency rate, increase of petroleum, low salary especially in developing countries like the Philippines. Those who are living in the rat race until now can testify on that. Many people suffer from diseases worsened by stress caused by financial problems. If you are a businessman running your own company, if it is just in your first three years of operation, definitely you are still challenged by financial instability and funding problems for the operation of it; if you are a housewife or husband relying on salary, definitely you struggle from applying loans from different lending institutions from time to time just to make ends meet; If you are a student who is supporting your own studies, I commend you for doing such a meritorious thing in life because it is not easy to work and study at the same time. Whatever job you have, whoever you are, whatever experiences you have in life, if you are same with me who experienced the worst of worst, this is what I want to tell you, stop from what you are doing, take a deep breath, calm yourself, give yourself a moment to pray and think about the problem. Asking Divine intervention will be a good motivation to start everything. Clear your thoughts, do not change your daily routine, go on. Adding daily exercise like jogging and lifting some weight in the morning will help you clear negative thoughts and enable you to generate solutions clearly. Looking for a friend in difficult times is a great help. Asking advice or sharing your problem to someone will enable you to loosen your heavy feelings. Of course, we all know that it may be difficult to look for someone to chat with if you are broke or suffering from a serious problem. It is already a well-known trait of human being to avoid people who may cause them into trouble as well. This may be one of the reasons why suicide rate increased severely in the past five years. Many people cannot get an outlet to release tension, anxiety, or even share personal problems that they are going through. If you are a person who is not experiencing any problem right now, and it happened that you met someone in trouble, please help the person. You may not know you may be able to save his/her life. Afterall, as they say, “we only live once”. Thus, if there is a chance to help other people experiencing difficulty in life, do not refrain from talking to that person. Do what is right. Be humane and extend help to the person. Lending him money to support his/her needs won’t cause you death after all. Let us not perpetuate the bad attitude of getting along with someone if he or she is at his/her best only. If the person has the wealth and power, you stay with them but, if the person is confronted with not so good situation, you also turn around.
Now, what should we do? Start thinking of what you can do as a person. If you do not have capital to start a business, make your service as your business. Offering a service-oriented business to the public with your expertise will be a start probably. Example, if you know how to drive, offer driving lesson to your neighborhood, apply for a driving job or you may even start a delivery service business. If you are a housewife at home, offering cleaning service to your neighborhood will give you a good earning to start. Taking care of plants and offering it to the public may be a good small business. If you are fond of art, do things that you love, example is painting, recording music and the like. Who knows, you may be the next millionaire in that field. Specially nowadays, with the use of social media and YouTube, everyone has the chance to be the next superstar or YouTube sensation. By the way, a lot of people had earned already from uploading videos in YouTube channel. Why don’t you try to be the next vlogger?
A man’s situation can be seen from different angles. Regardless of how we look at each angle, it is important that we should keep in mind that we are all human. We deserve to be helped and to help.